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Should health insurance be provided to all people and run by the government?
13 october 2017
Figuring out how Americans should receive healthcare has always been a controversial debate within Congress and amongst the people. The United States is one of the few developed nations that does not have a universal healthcare system and also spends more of its GDP on healthcare than any other OECD country. Rather than having a single payer national health insurance system, majority of U.S healthcare is funded and provided by private sector businesses. Even though both sides of the aisle believe reform is necessary, Liberals and Conservatives
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, lack of access to health care primarily reflected a lack of insurance coverage, so access was an issue of financial access (Williamson, 2017). This population usually includes part-time workers, unemployed individuals, children, retired elderly, and the homeless. This population as a whole statistically does not seek out preventative medicine for acute and chronic diseases and are hospitalized more often than individuals who have better access to health care. In turn, the hospital organizations are left with a significant cost burden to pay for this patient population. This causes cost shifting, which refers to unpaid costs being covered by those who do pay for healthcare (Williamson, 2017
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. Prospective payment system means that provides are given reimbursement at a predetermined level. There is also a fee-for-service reimbursement option where providers can be paid almost 100% of the price that they have requested.
People either have public health insurance, private insurance, or pay out of pocket. Public health insurance is funded by the government and it includes Medicaid and Medicare. People can buy private insurance directly from the insurance company or get insured through work. People who don’t have either are left uninsured and have to pay out of pocket which can get very expensive.
Public health insurance is a hot topic with many people. Some people feel like there are people
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C489 – TASK 3
Organizational Skills and Quality Leadership
Western Governor’s University
Student ID: #000680503
November 10, 2018
A1. Country to Compare
The country whose healthcare system I am comparing to the United States is Japan.
Healthcare access in Japan consists of two major type of insurance: National Health Insurance (NHI), or Employees’ Health Insurance through an individual’s place of employment. NHI is designed for individuals whom do not qualify for employment-based health insurance plan. Health insurance is mandatory in Japan, whether someone is a citizen, a permanent resident, or a non-Japanese individual with a visa residing in Japan longer than three
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Assessing Ideas: Farm Bureau Insurance
(Sorry about the misunderstanding, again… thank you for being so kind and letting me get this done)
Assessing Impact of your Idea
· Yes, it is clear who the buyer is, its everyone. Everyone needs insurance, such as auto, home, dental, health, and life.
· Understanding my product is very simple, with the help of your insurance agent there should be no problem understanding what your buying.
· Yes, the correct customer is choosing, if you want insurance and you make time out of your day to come sit with my boss at Farm Bureau he will be more than happy to sell you insurance.
· Yes, customers for Farm Bureau are sufficient and growing
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March 10, 2019
Should all Americans have a Right (be entitled) to Health Care?
Yes, I believe that all Americans should have health care. Think about were Americans life would be without medical insurance. Right now, there are over 40 million American who is currently without any type of health coverage. With the steady rise in majority of people under the age of 65 going without coverage. Even though we are one as a nation we have so many medical services and hospital all around the world, that many Americans do not have access to. Health is not anything that we should over look. All Americans should be insured for healthcare insurance. Healthcare needs to be
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Preexisting Conditions and the Affordable Care Act
On March 23, 2010, President Obama signed the “Patient Protection and Affordable Care Act into law.” (apha.org, 2012) This new health care act means extended publicly funded healthcare to many Americans who were previously uninsured, as well as making health care reasonably more affordable for those who aren’t necessarily considered poor but still are not able to afford health insurance. Many Americans are still unsure of what this new law will entail and how they will be covered. On the day President Obama signed the Affordable Care Act he made this statement, “Today after almost a century of trying…health insurance reform
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, education, health and environment of a country. The tables refer to the variation of competitiveness ranking from 2000 to 2004 has shown in appendix. It can be seen that Taiwan is working hard to improve its disadvantages in order to enhance its strong competitive status every year.The Environment of Insurance Industry in TaiwanTaiwan government only allowed domestic and American firms to establish insurance company in 1981. However, as globalisation and the demands of World Trade Organization (WTO), local government fully opened the market for foreign investment in 1994. Presently, there are 27 non-life insurance companies established in total, 16 local companies and 11 foreign companies. Also
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grandfathered status.Here is a quick look at some of the different benefits, rights and protections which are designed to help individuals. There are New Health Insurance Marketplaces also known as exchanges which allows individuals to compare Health Plans that include all the new benefits, rights and protections, which are cost assistance to individuals, families and small businesses through the marketplace, no annual or lifetime limits on healthcare, insurance companies cannot drop you when you are sick or for making a mistake on your application, individuals cannot be denied coverage for pre-existing conditions, the right to quickly appeal any health insurance company decision, the right to get an
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work when they are offered these benefits.
2. We discussed the articles in class about the medical testing policies and wellness programs of some employers. Relate this discussion to the pros and cons of employer-provided group health insurance. (10 points)
The pros of group insurance are lower search costs for employees, no individual underwriting, and group insurances tends to be less expensive than if you were to purchase insurance as an individual. The cons of employer-provided group health insurance are benefits may be temporary and one size does not fit all in terms of needs for employees benefits. Furthermore, employees can have easier access to get benefits through an employee
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much of the difference to employees in the form of higher required contributions and co-payment fees, or by limiting their choice of insurance plans" ("Survey" 2004).Some interest groups, like politicians, hospitals, doctors, insurance companies claim that such problem is caused by the people who don't buy health insurances. They also blame the companies which didn't provide health insurance package for their workers. These interest groups suggest each people should responsible for their own health condition. However, they only see the surface of this issue, and didn't see the essential of this issue in a large social scale.In structural functionalist's perspectives, the health crisis is caused
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million by 2030, the incidence of mental health diagnosis among older adults will have profound implications for the mental health system (Eden et al., 2012).
The mental health needs of older adults long have been neglected in the United States. The healthcare workforce is largely unprepared, in numbers and expertise, to confront the specific mental health needs of our aging population (Eden et al., 2012). Even clinicians lacking training in geriatrics have been unable to provide adequate mental health services to our aging population due to a long history of disparity in insurance coverage for physical and mental health treatments. The Affordable Care Act (ACA), though not a panacea
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feel a stronger desire to change the conditions of others not currently living in the same state. Example:
Health Disparities and Social Determinants of Health 4
support system in communities, community engagement. Public health must understand social determinants of health in their actions to improve individual and community wellbeing.
Throughout the years, endeavors to wipe out inconsistencies and accomplish wellbeing value have concentrated principally on sicknesses or diseases and on social insurance administrations. Be that as it may, the nonappearance of sickness does not consequently compare to good wellbeing.
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safety nets in the developed world, reducing both relative poverty and absolute poverty by considerably less than the mean for wealthy nations. The living standards for the poor in the United states are also among the highest in the world.Many distinct organizations provide health care in the U.S facilities are largely owned and operated by private section business. Healthcare provision and spending comes from programs such as Medicare, Medicaid, the children's health insurance program and the veterans health administration. A family member employer some by health insurance on their own and the remainder and uninsured.http://en.wikipedia.org/wiki/Cuba%E2%80%93United_States_relationshttp://en.wikipedia.org/wiki/Cuba
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deductibles. Deductibles are
costs paid by employees and families each year before their medical insurance kicks in.
According to Hicks, L. L., & Jacobs, P. (2014), high deductibles create this burden for families
with lower income than those with a high income because the deductible represents a large
percentage of total revenue. Before deductible pertained to the one-hundreds, but now
consumer-driven plans are usually 1,000 per person and can be 2,000 per family. Since the start
of the Affordable Care Act (ACA), there has been an improvement in health insurance coverage
for those employers who wouldn’t offer insurance. Even before the Affordable Care Act require
all plans to pay for
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fitness or custody exams. Assessments for legal purposes are typically not covered by most
insurance companies and are associated with a fee schedule separate from the mental health fee schedule. All requests for services in legal
contexts will be reviewed and may be declined at discretion of the Pearl Health Clinic Clinical Director or individual clinicians. Pearl Health Clinic
staff charge for any testimony provided in a legal context, even when original services were rendered as part of mental health treatment.
Physical Health Medications
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responsibilities to protect information from unauthorized access and or use.
Does the hospital share my information with anyone?
HHS may share some or all your information with:
• Health care providers at other hospitals or long-term care facilities who are actively involved in providing health care to you.
• Agencies for the purposes of payment such as OHIP, extended health care insurance companies, Workplace Safety and Insurance Board, Ministry of Health.
Do I have to participate in fundraising, surveys, research and teaching?
• From time to time, you may be contacted by the Hamilton Health Sciences Foundation for the purposes of conducting surveys or fundraising. Although your participation in
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). Research indicates that minorities are less likely to seek medical attention due to the factors of their different understandings of health care and their lack of insurance (Collins, 2014). Minorities are also less likely to have access to quality medical coverage as well as consideration. Poverty is is strongly correlated with poor health and in the United States minority communities poverty rates are more than double white poverty rates.
Minorities are also less likely to have health insurance due to their low income and in this society, without health insurance it is really hard to get the care that they need. Language is also a barrier among minorities when it comes to health care
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value-based customer incentive system in healthcare is crucial in the US. This in itself is an effort to utilize cost sharing as well as related incentives to update customers of high-quality cost-effective providers and health plans. These approaches have an increased likelihood of success in the case corresponding financing reforms are introduced. Customers who are inside a group based insurance normally pay a reduced proportion of the healthcare cost, but they have no knowledge of the actual magnitude of the costs they pay. Furthermore, it is notable that even if consumers are not conversant with what their insurance costs entail, they usually have a little capability or motivation to act
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fund his national health insurance program. "Dean not only advocates universal health insurance but also tells audiences that Vermont already has moved in that direction.... How to pay for this? Simple, says Dean. Roll back virtually all of President Bush's tax cut of 2001. (The Washington Post, July 12, 2002)During eleven years as governor of Vermont, Dean enacted only one limited tax reduction and opposed cutting taxes when the state was running a large surplus.Dean also supported repealing tax cuts that benefit working-class Americans. When asked whether he would repeal tax relief even for low and moderate income taxpayers, Dean Responded, "[s]ure, because no middle class and working
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least $160,000 in savings in order to adequately support his or herself. This means having enough to provide for his or her medical care; including insurance premiums, heath care expenses, and medical expenses not covered by insurance. Unfortunately, this staggering amount needed in savings does not allow for needing to be placed into a long-term care facility. This issue is not only affecting the elderly, this is an issue for all Americans. State funded health insurance is an excellent way to help alleviate costs, however the income limits for this plan are so low, and most people do not qualify for it. Lobbying for adequate medical care for all is the best way to combat this growing issue
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availability of treatments and it effectiveness.
5) Allow waiting times for appointments to be equal.
4. Educational Model
The Educational model is an interesting and detailed topic that can question whether social inequalities in terms of access to health care, materialism, health behaviour would even affect public health if one had a better education. An enhanced education would not only provide knowledge on how to maintain a healthier lifestyle but would also create a greater chance of achieving a high-quality job that provides a better income. Aside from countries with free health insurance, someone with a higher education would more likely be employed and gain a job that provides health
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, 2008).House Energy and Commerce Committee Chair Henry Waxman (D-CA) struck an encouraging stance on health care reform (HCR) in his keynote address to pharmacists yesterday in Washington, DC. The pharmacists gathered for a 3-day legislative conference hosted by the National Community Pharmacists Association, erupted into applause when Waxman stated, "Any changes we make in Medicare, Medicaid, Part D, or elsewhere will respect the professionalism of pharmacists and the services you provide."He stated the need to stop the practice of excluding people from insurance plans in order to make a profit and go back to what insurance is supposed to be-spreading the cost so that everyone is
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get it without thinking about the expense of it. Sadly, one of the reasons that people get the vaccine is because they are required to have it. Otherwise, they will not be admitted into college. However, those that don’t attend college should still have this vaccine, and if it is free then people would have no problem going to get vaccinated. Having insurance cover for the meningitis vaccine would benefit those like me who are about to go to college, but also many other families that have many members and cannot afford to pay for everyone’s cost of the vaccine.
Villasenor, Marissa. “Meningitis: Why College Students Are so Vulnerable.” University of Utah Health, 22 Nov. 2013
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pocket costs or do not have a car to find a provider that will take their insurance (Pérez-Escamilla, Garcia, and, Song, 2010). To make matters worse, many migrant workers and immigrants work under work conditions that punish them for taking time off to seek medical care (Pérez-Escamilla, Garcia, and, Song, 2010).
The third health disparity among Hispanic immigrant that leads to decrease access to health care is lack of English proficiency to navigate the health care system (Pérez-Escamilla, Garcia, and, Song, 2010). The language barrier Hispanic immigrants face prevents them from understanding how to effectively access the primary health care system (Escarce and Kapur, 2006). This lack of
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Healthcare over the years 2
Healthcare Over the Years in America
When looking at the healthcare in America over the years it has changed significantly; going from nomadic doctors with little training and remedies passed down from our elders to a highly complex system with better technology, more accurate procedures, and doctors with years of experience and training. The evolution of healthcare has had many milestones including the introduction of healthcare programs, drug regulations and laws, even medical insurance has come around within these periods of time. The healthcare system has grown so much we have built organizations that make a profit from health care. (Randolph
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half of insured Americans receive health insurance through their employer.[footnoteRef:4] For these people, the employers subsidize the cost of care. Now, although receiving healthcare in this fashion removes the need to find an outside provider to pay, this structure has its flaws. First, companies generally consider this benefit as a cost of employment, meaning they factor it into the salaries they pay – employees are still ‘footing the bill’ in this respect. Furthermore, employers do not always cover the entire cost of care. People who accept employer policies are often still expected to contribute to the expense via monthly salary reductions or payments, co-payments, and deductibles. This
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-Phenotype: one’s physical makeup
LIFE INSURANCE PROBLEM
· People are denied life insurance because they got a genetic test and are not willing to share their information-genetic discrimination. All insurance is based on genetic unsurely.
· If insurance company has your genetic information, they can charge you more for your genetic predispositions.
· It is unclear how to monetize genetic data in accordance to insurance.
· Knowing what traits are on the loci is very important!
PASSAGE OF THE ACA
· Can adjust premiums based on prior health conditions, age, gender, but if anything is not listed, you cannot use it
· Concept of insurance is
TAKE HOME MESSAGES
· You are going to buy insurance if
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insurance.”(What is the Affordable Care Act? 2012, para. 1) Times are changing, and are very different now than they were 100 years ago. What’s most important to Americans now is finding health coverage that they are able to afford. Flexner already made it possible for us to have well-qualified doctors and for us to be able to be comfortable with the fact that we were receiving the best care possible from our doctors. It is now time to focus on Americans being able to receive the health care they need, and just because they don’t have insurance, we need to make other gateways for them to remain at their healthiest. The Affordable Care Act is the perfect solution to the problem. With this new
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sheets and budget requirements.Finally, Faith Community needs to deal with and understand what needs to be done about the rising costs of health care. Dealing with insurance companies on any level is a difficult task. Most hospitals do not have an option to treat a patient. The organization will need to first establish where they are losing money, and then address those issues, as addressed during the cutback discussion. The costs associated with doing business need to be reflected in the costs of medical benefits. If an insurance company is unwilling to pay patient expenses than those costs need to be directed to the patient. Debating with the insurance company will likely take time and energy
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Wal Mart, the world's largest retailer, has been under fire for its employment practices. Also under fire is the pay and benefits package, which has a large population of Wal Mart workers receiving public assistance. New policies on pay, promotions, diversity, benefits, and how to notify cashiers of their breaks were unveiled at the company's annual shareholders meeting.It is estimated that California Wal Mart workers earn an average 31% less than workers employed in large retail stores, they receive around $9.70 per hour compared to $ 14.01. Also 23% fewer Wal Mart workers are covered by employer-sponsored health insurance. At these low wages many Wal Mart workers rely on public safety net
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prior to an abortion being performed on a wife. In
1992, the U.S. Supreme Court ruled that spousal consent or notifica-
tion laws represented an undue burden for married women seeking an
3. Insurance restrictions: These laws (i) require insurance companies to
offer abortion coverage only if an additional premium is paid or
(ii) prohibit insurance companies that provide medical coverage for pub-
lic employees from including abortion in their health insurance plans.
4. Counseling bans: These gag rule laws prohibit health care providers, pub-
lic employees, or all entities receiving public funds from recommending,
counseling, referring, or informing pregnant women about having an
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people are unsatisfied with their current representative.
This past Friday at a town hall meeting in Nevada, President Barak Obama asked Republicans to bring forth any ideas regarding Health Care to the summit meeting this coming Thursday regarding the Health Care legislation. President Barak Obama shares his feelings by stating, "The Republicans say that they've got a better way to do it. So I want them to put it on the table." At the summit, the President plans on having both sides voice their ideas regarding his goal of, "expanding coverage to tens of millions of Americans who currently lack health insurance, while at the same time controlling costs." Prior to the
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and technology and human resource of a healthcare setting. These measures are used by regulatory bodies and insurance agencies to ensure general tendencies of the quality of care.
Process Measures: The process measure is an essential aspect of quality measurement. The services provided by the healthcare agencies must follow the recommended guidelines of care. For example, routine procedures such as examination of diabetes patients for any complication and the prescription of appropriate drugs to patients can be used to determine the quality of health delivery.
Outcome Measures: Under this category, the health of patients is evaluated based on the care they have received. The various measures
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contracts, as if they were professional. Secondly, each team
would have a salary cap; doing this would keep the wealthier schools from being able to
overpower less wealthy schools by being able to provide more money to the top recruits. The
third point in the plan, is if any player are to stay all four years in college they would get an
additional two-year scholarship, in order to get a bachelor or master’s degree; but it would also
allow them to take less courses while they’re still athletically eligible through their first four
years. The fourth point in the plan is that each player would be covered with a lifetime of health
insurance, due to the colleges not being responsible for athletes
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" and richer there. Westernised people are likely to create a larger demand for insurances and other financial services. Another big target group are companies who provide several insurances for their employees. Most of the significant companies are situated in the industialised parts of China, which happen to be the urban areas as well.* Current product offer:At the moment the Chinese government only allows foreign companies, thus Sun Life Financial, to be active in the protection business. Because of this constraint, Sun Life Financial is currently limited to offer individual insurance, group life insurance and health insurance to the targeted markets in China, for which it is focussing on
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Benefits are a big deal when trying to decide what company you want to work for, salary is the most important benefit but you should consider other benefits also. Some companies have a benefits package called the cafeteria plan, this plan allows employees to pick from a group of benefits such as, medical, accident, disability, vision, dental and group term life insurance. There are advantages and disadvantages of a cafeteria plan for both the employer and for the employee, but over all the cafeteria plan is one of the most important packages employers can offer to it's employees.Advantages to the employers for offering a cafeteria plans is to improve employee morale and to create a more
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relating to the issue of pregnancy-related illnesses and death which leads to the high MMR.
Addressing the issue of the country’s MMR and the issues associated with this problem, such as unnecessary medical interventions during the birthing process, financially impacts all stakeholders involved with various groups or people being impacted differently, such as hospitals and physicians collecting payment from health insurance companies for c-section surgeries in addition the amount owed by the consumers / patients. Focusing on the issues that cause the United States’ high MMR, like unnecessary medical interventions, would also affect healthcare costs and spending positively by
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that she had never “asked for anyone who is not legally eligible to vote to be able to cast a ballot.” Mrs.Abrams want to change the health plan.Though Ms. Abrams has said she likes the idea of a single-payer health care system, her immediate goal, she says, is to expand Medicaid under the Affordable Care Act in Georgia.
Brian doesnt feel like illegal people to get a free scholarship or pay in state tuition if they are illegal. Mr Kemp does not really care for nonwhites. Mr.Kemp argued that in the past he has made it easier to vote in Georgia. Mr.Kemp does not want to change health plan. He feels like you should trust your insurance companies. Mr. Kemp does have a health care plan, which would
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Data from this study comes from the Household Component of Medical Expenditure Panel Surve (MEPS). Administered in 1996, the MEPS represents the survey that is composed of families and individuals, their medical providers, and their employers. The survey is conducted by the Agency for Healthcare Research and Quality (AHRQ). MEPS is nationally recognized as the most complete source of data pertaining to health care cost, use, and insurance coverage (Althemery, 2017). The study used data from respondents over age 18 who completed a Diabetes Care Survey.
Categories of expenditures and utilization are office-based use, outpatient department use, emergency facility use, hospital inpatient use
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substances” under the Occupational Health and
requires the knowledge of a tradesperson (e.g. electrician);
involves banking, securities or other valuables;
involves a student under 16 in a logging or mining environment;
involves a student under 15 in a factory environment; and
involves a student under 14 in any working environment (unless accompanied by an adult).
In addition, the Ottawa-Carleton District School Board has deemed that door-to-door canvassing is not an
eligible activity for community involvement, except under certain circumstances (i.e. the student is age 16 or
older; parental or other responsible adult supervision is provided; and the fund-raising is in
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points out that if companies do not give insurance copayment for birth control, women will have difficulty in maintaining their jobs (2). In the worse situation, women get the second pregnancy in a short time after their previous birth, they may not come back to work and have to stand out of the workforce. To protect the right to work of female employees, birth control should be easily accessible.
Protecting health of mothers and children, giving women chances to go to school to get a degree and helping them focus on their career before they are ready to raise their children are significant benefits of birth control. Therefore, I believe that the government should provide contraception for free. This will make our life become better because we can focus on other problems in our country without caring much about health and educational issues of our female citizens and our children.
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before. However, how would someone conquer assistance without any money or help from your families. It’s a nightmare; I can’t imagine what they’re going through. The elderly survive of social security, health insurance, or savings, which is not enough to survive in this society. Eight Hundred a month is not enough for rent, utilities, food, hospitals bills, insurance, or medicine. Now the real big issue is that there have been announcements that there will be changes to social security and Medicare, which will make the majority of seniors economically vulnerable. This means their they are trying to take away Medicare and social security from older adults. What are they suppose to live off, how
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Faith Community Hospital is facing several issues that are the result of one primary problem: the staff is lacking belief in and application of the mission statement. All levels of staff must share one common goal, regardless of their values and purposes. The common goal is to live by and execute the hospital's mission statement:"With the foundation and commitment of our spiritual heritage and values, our mission is to promote the health and well-being of the people in the communities we serve through a comprehensive continuum of services provided in collaboration with the partners who share the same vision and values" (Let it pour).This analysis will address the conditions the management
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“Historically, Canadians whose resources were insufficient to meet their needs have been entitled to income assistance from employment insurance or social assistance programs…” (Gaetz, S. & Dachner, N. & Tarasuk, V. & Kirkpatrick, S., 2006, No.58). A long time ago, even though some of the citizen did not have enough income to support their needs, they could receive assistance from the insurance and programs of government. Also, government provided affordable housing for those people. But during 1990s, federal and provincial funding was reduced, and houses were stopped providing in some region. At the same time, it was increasingly difficult for people to get eligibility for assistance, especially
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dental insurance covers a portion for annual check-ups and simple procedures like tooth extraction and teeth cleaning. Good oral health is the dentists' main concern. They will provide the utmost care and promote preventative oral health. On the other hand, patients may have Trypanophobia which is defined as extreme fear of medical procedures involving injections or needles. The fear of needles can prevent people from seeking out medical care, visiting the dentist, following prescribed treatments, and obtaining necessary lab work. Most if not all dentists today have relaxing ambiance, especially for the kids and use a topical anesthetic or numbing gel to reduce the pain (American Dental
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treatments include different types of psychotherapy and social and vocational training, and aim to provide support, education and guidance to people with mental illness and their families. Psychosocial treatments are an effective way to improve the quality of life for individuals with mental illness and their families. They can lead to fewer hospitalizations and less difficulties at home, at school and at work.
Check with your local NAMI affiliate, your community mental health center or health care provider to see what psychosocial services are available in your community and what may be provided under your health insurance plan.
Types of Psychosocial Treatments
Often called talk
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consider the health care as a right that should be allowed for everyone in the society, as The New Labour increased the amount of resources specified to The National Health Service, while Obama’s health care reforms appeared in the nation protection and affordable care act 2010. The aim of that act was to reduce the healthcare prices and help people reach better quality of life and It was also aimed for people who weren’t able to get healthcare insurance from their occupations (Wilson & Spies-Butcher, 2016; Mania, 2017).
The both governments tend to abolish the gender inequality in the workplace, as The Labour Market made efforts to decrease the pay gab between men and women in 1997, while
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as poverty, drug abuse or being a minor any life should not be taken even if it i just a fetus (Lydia Saad, 2007).
According to the survey conducted in 2018 by Marist Poll and Knights of Columbus shows that 51% of Americans consider themselves to be pro-choice, and 44% consider themselves to be pro-life.
Another issue that surge is that if health insurance should cover this kind of procedure as they can very costly for those that cannot afford them (Carolyn J. Davis, et al., 2018). A survey conducted in 2018 by PPRI poll found that 45 % of woman and 42% of men agreed that insurance should cover abortion procedures.
it is clear that some agrees that those laws were not meant to protect the
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. Therefore resulting in an increase in profitability.
Examine two possible drawbacks to GL ltd of using financial methods to motivate its employees.
One drawback of using financial methods to motivate its employees is that it costs the company a lot of money, which reduces its profitability overall. As they’ll be putting quite a lot of money into paying their employees their benefits, on top of their wages. It can also be quite expensive to provide health insurance as health treatment can be quite expensive for certain illnesses.
Which might end up costing the company even more money. This overall could be a negative factor as the business may end up paying out too much money in terms of