2464 words - 10 pages
Should health insurance be provided to all people and run by the government?
13 october 2017
Figuring out how Americans should receive healthcare has always been a controversial debate within Congress and amongst the people. The United States is one of the few developed nations that does not have a universal healthcare system and also spends more of its GDP on healthcare than any other OECD country. Rather than having a single payer national health insurance system, majority of U.S healthcare is funded and provided by private sector businesses. Even though both sides of the aisle believe reform is necessary, Liberals and Conservatives
968 words - 4 pages
, lack of access to health care primarily reflected a lack of insurance coverage, so access was an issue of financial access (Williamson, 2017). This population usually includes part-time workers, unemployed individuals, children, retired elderly, and the homeless. This population as a whole statistically does not seek out preventative medicine for acute and chronic diseases and are hospitalized more often than individuals who have better access to health care. In turn, the hospital organizations are left with a significant cost burden to pay for this patient population. This causes cost shifting, which refers to unpaid costs being covered by those who do pay for healthcare (Williamson, 2017
1422 words - 6 pages
Organizational Systems and Quality Leadership
Task 3, SAT 3
WGU C489 Task 3
A1. Country to Compare
Comparison of the United States healthcare system with the healthcare system of Japan.
In the United States, private and public health insurance programs are all different, offering a lot of options for coverage; however, most people with health insurance get it through an employer. If the job doesn't provide health insurance choosing the right health insurance plan can be a difficult task. Fortunately, the Affordable Care Act introduced more standardization to insurance benefits that required all plans to offer essential health benefits.
994 words - 4 pages
. Prospective payment system means that provides are given reimbursement at a predetermined level. There is also a fee-for-service reimbursement option where providers can be paid almost 100% of the price that they have requested.
People either have public health insurance, private insurance, or pay out of pocket. Public health insurance is funded by the government and it includes Medicaid and Medicare. People can buy private insurance directly from the insurance company or get insured through work. People who don’t have either are left uninsured and have to pay out of pocket which can get very expensive.
Public health insurance is a hot topic with many people. Some people feel like there are people
1435 words - 6 pages
C489 – TASK 3
Organizational Skills and Quality Leadership
Western Governor’s University
Student ID: #000680503
November 10, 2018
A1. Country to Compare
The country whose healthcare system I am comparing to the United States is Japan.
Healthcare access in Japan consists of two major type of insurance: National Health Insurance (NHI), or Employees’ Health Insurance through an individual’s place of employment. NHI is designed for individuals whom do not qualify for employment-based health insurance plan. Health insurance is mandatory in Japan, whether someone is a citizen, a permanent resident, or a non-Japanese individual with a visa residing in Japan longer than three
443 words - 2 pages
Assessing Ideas: Farm Bureau Insurance
(Sorry about the misunderstanding, again… thank you for being so kind and letting me get this done)
Assessing Impact of your Idea
· Yes, it is clear who the buyer is, its everyone. Everyone needs insurance, such as auto, home, dental, health, and life.
· Understanding my product is very simple, with the help of your insurance agent there should be no problem understanding what your buying.
· Yes, the correct customer is choosing, if you want insurance and you make time out of your day to come sit with my boss at Farm Bureau he will be more than happy to sell you insurance.
· Yes, customers for Farm Bureau are sufficient and growing
1717 words - 7 pages
March 10, 2019
Should all Americans have a Right (be entitled) to Health Care?
Yes, I believe that all Americans should have health care. Think about were Americans life would be without medical insurance. Right now, there are over 40 million American who is currently without any type of health coverage. With the steady rise in majority of people under the age of 65 going without coverage. Even though we are one as a nation we have so many medical services and hospital all around the world, that many Americans do not have access to. Health is not anything that we should over look. All Americans should be insured for healthcare insurance. Healthcare needs to be
1272 words - 6 pages
Germany's healthcare system is universal care which requires all citizens to have health insurance. It is statutory health insurance that is dependent on income. The more you make in Germany the more you pay for your insurance each month. The health insurance premium is the same across all statutory insurers: 14.6% of your gross income, but only up to a certain income level (InformedHealth.org, 2016). The employer and insured employee share the costs equally, paying 7.3% each (InformedHealth.org, 2016).
The United States healthcare system has varied coverage for its citizens. There are government-funded programs such as Medicare and Medicaid. About 84% of the population is covered by
707 words - 3 pages
At the very moment, there is a bill going around trying to eliminate Obamacare and change it to Trump care. A lot of people depend on Obama care and its benefits. If Trump care becomes allowed, over 20 million people will lose insurance, and Many people won't be able to pay for insurance. People with past medical issues will have to pay for more expensive insurance, and A lot of the old will be charged almost five times as much as the young. Jobs won't have to provide insurance for their workers if they have more than 50.
The Affordable healthcare act, aka the Obama Care, has many positive things about it. It lowers health care costs which will be beneficial to most. It
1850 words - 8 pages
Preexisting Conditions and the Affordable Care Act
On March 23, 2010, President Obama signed the “Patient Protection and Affordable Care Act into law.” (apha.org, 2012) This new health care act means extended publicly funded healthcare to many Americans who were previously uninsured, as well as making health care reasonably more affordable for those who aren’t necessarily considered poor but still are not able to afford health insurance. Many Americans are still unsure of what this new law will entail and how they will be covered. On the day President Obama signed the Affordable Care Act he made this statement, “Today after almost a century of trying…health insurance reform
1130 words - 5 pages
Wilper, A. , Woolhander, S. , Lasser, K. , McCormick, D. , Borr, D. , & Himmelstein, D. (2009). Health Insurance and Mortality in US Adults. American Journal of Public Health. 99(12), 2289-2295.
1. The United States is the only industrialized nation that does not provide health coverage to all of its citizens.
a. There are 46 million Americans that are without coverage.
b. Uninsurance remains a common and major problem in the US despite the many attempts to expand health care coverage.
2. Why is health insurance important?
a. Health insurance helps to aid individuals in gaining access to health care services b. It helps to protect individuals against the high costs of
857 words - 4 pages
Organizational Systems and Quality Leadership
A1. Country to Compare
A comparison of the healthcare systems in the United States to those in Great Britain.
In the United States, we require all citizens to carry health insurance or pay a fine on their income taxes. Citizens whom are unemployed or are considered low-income may qualify for Medicaid. The government funds Medicaid and provides health insurance at low cost or no cost. Childrens Health Insurance Program (CHIP) is also available for low- or no-income families. For individuals over the age of 65 (retired) Medicare is available. The government funds Medicare and has two
4050 words - 17 pages
, education, health and environment of a country. The tables refer to the variation of competitiveness ranking from 2000 to 2004 has shown in appendix. It can be seen that Taiwan is working hard to improve its disadvantages in order to enhance its strong competitive status every year.The Environment of Insurance Industry in TaiwanTaiwan government only allowed domestic and American firms to establish insurance company in 1981. However, as globalisation and the demands of World Trade Organization (WTO), local government fully opened the market for foreign investment in 1994. Presently, there are 27 non-life insurance companies established in total, 16 local companies and 11 foreign companies. Also
1280 words - 6 pages
grandfathered status.Here is a quick look at some of the different benefits, rights and protections which are designed to help individuals. There are New Health Insurance Marketplaces also known as exchanges which allows individuals to compare Health Plans that include all the new benefits, rights and protections, which are cost assistance to individuals, families and small businesses through the marketplace, no annual or lifetime limits on healthcare, insurance companies cannot drop you when you are sick or for making a mistake on your application, individuals cannot be denied coverage for pre-existing conditions, the right to quickly appeal any health insurance company decision, the right to get an
1005 words - 5 pages
insurance needs for home, health, life and commercial coverage.
iii) Accounting and finance
Books of account, financial statements and income tax returns.
Maintains records of reserve funds.
Primary function is premium accounting.
Reporting is driven by regulatory requirements, very complex.
Responsible for analyzing data and performing calculations to determine the price of various classes of insurance.
Also determine the amounts of money that are adequate to cover the reserve requirements.
Monitor the overall financial situation and alerting management if reserves dont meet regulatory requirements.
Underwrite scrutinizing a risk and then
516 words - 3 pages
work when they are offered these benefits.
2. We discussed the articles in class about the medical testing policies and wellness programs of some employers. Relate this discussion to the pros and cons of employer-provided group health insurance. (10 points)
The pros of group insurance are lower search costs for employees, no individual underwriting, and group insurances tends to be less expensive than if you were to purchase insurance as an individual. The cons of employer-provided group health insurance are benefits may be temporary and one size does not fit all in terms of needs for employees benefits. Furthermore, employees can have easier access to get benefits through an employee
1896 words - 8 pages
much of the difference to employees in the form of higher required contributions and co-payment fees, or by limiting their choice of insurance plans" ("Survey" 2004).Some interest groups, like politicians, hospitals, doctors, insurance companies claim that such problem is caused by the people who don't buy health insurances. They also blame the companies which didn't provide health insurance package for their workers. These interest groups suggest each people should responsible for their own health condition. However, they only see the surface of this issue, and didn't see the essential of this issue in a large social scale.In structural functionalist's perspectives, the health crisis is caused
5081 words - 21 pages
million by 2030, the incidence of mental health diagnosis among older adults will have profound implications for the mental health system (Eden et al., 2012).
The mental health needs of older adults long have been neglected in the United States. The healthcare workforce is largely unprepared, in numbers and expertise, to confront the specific mental health needs of our aging population (Eden et al., 2012). Even clinicians lacking training in geriatrics have been unable to provide adequate mental health services to our aging population due to a long history of disparity in insurance coverage for physical and mental health treatments. The Affordable Care Act (ACA), though not a panacea
1253 words - 6 pages
funds usually consist of contributions from a
pension plan controlled through the country. Unemployed citizens are protected by tax-free
personal savings, similar to IRA accounts in the United States.
The Switzerland healthcare system has better healthcare delivery for its retirees, children and
unemployed, this is in contribution to the vast array of funds Swiss citizens are able to save while
working. Unlike United States, Switzerland retired citizens receive higher percentages of their
previous salaries from pension plans, that add up to approximately $1750 per month.
Municipalities or cantons of Switzerland cover the health insurance expenses for citizens that receive social
799 words - 4 pages
feel a stronger desire to change the conditions of others not currently living in the same state. Example:
Health Disparities and Social Determinants of Health 4
support system in communities, community engagement. Public health must understand social determinants of health in their actions to improve individual and community wellbeing.
Throughout the years, endeavors to wipe out inconsistencies and accomplish wellbeing value have concentrated principally on sicknesses or diseases and on social insurance administrations. Be that as it may, the nonappearance of sickness does not consequently compare to good wellbeing.